Get Up to $10,000,000 In Working Capital

EASY APPLICATION

Complete our easy, secure online application form anytime 24 hours a day, 7 days a week.

FAST APPROVAL

We assess your business’s health in a few business hours and then reach out to you to discuss the best available funding options.

HASSLE-FREE FUNDING

Once approved, you’ll receive funds deposited to your business checking account as soon as the same day.

What Makes Obtaining Working Capital From Momentum Capital Better?

We Offer Financing Options That Your Business Can Truly Grow With!

While most companies in our space only offer merchant cash advances, Momentum Capital delivers dynamic, custom financing solutions to businesses nationwide. Whether to accelerate growth, invest in new opportunities, or keep pace with business operations, Momentum Capital’s transformative business model provides a broader range of financing structures to more industries and businesses than do others. Our tech-enabled platform and end-to-end data integration enable us to provide a stream-lined process and unparalleled efficiency and transparency to our clients.

Businesses in the lower middle-market have long struggled with the lack of financing options available, the manual processes, long decision times, and lack of transparency associated with traditional business lending. Momentum Capital fixes this problem by offering businesses a single-source for custom-structured financing solutions across a variety of situations.

Since 2014, Momentum Capital has helped businesses in over 800 industries get the capital they need.

How to Get Working Capital

Step 1

1. Apply Online

To start the application process, click the “Apply Now” button and enter some basic information about you and your company.

Step 2

2. Review Funding Options

After your application has been processed, a Funding Specialist will reach out to discuss your funding options.

Step 3

3. Fast, Secure Funding

Once the Funding Agreement is signed, and bank verification done, funds are deposited to your business checking account, so you can use the money immediately.

How Getting Business Funding Works

Pre-Qualify With No Impact to Your Credit Score

Complete our easy online application, providing us with some basic information about you and your company. Pre-qualify in minutes without affecting your credit score.

Provide Your Business Checking Account Statements

When you submit your application, you'll include your last 4 months business checking account statements. Within a few business hours we'll let you know if you pre-qualify for business funding from $5,000 to $10,000,000.

Funds Are Deposited to Your Business Checking Account

Once the Funding Agreement is signed, and bank verification done, funds are deposited to your business checking account, so you can use the money immediately.

Growth Starts With Working Capital

Frequently Asked Questions

What are the minimum requirements to apply?

The minimum requirements to apply for working capital are:

Have Been in Business 4 or More Months
475 or Higher FICO Score
Business Checking Account in Business Name With at Least 4 Months History (NO personal checking accounts allowed.)
At Least $7,500+ in Monthly Revenue Deposits to Above Business Checking Account Each of the 4 Months Before Applying

When Should I Expect an Answer?

Typically within 3 – 4 business hours of applying a Funding Specialist will contact you to go over the funding options you have been approved for.

How Much Working Capital Can I Get and What Are the Terms?

As with any financing, there are many factors that determine what amount and terms you are eligible for. Applying will enable us to make that decision.

Terms Available:

Maximum Funding Amount: Up to $10,000,000

Term Length: 4 – 24 Months

Capital Cost: Factor Rate as Low As 1.12

Automatic Payments: Daily or Weekly

Origination Fee: One-Time Fee of 1% – 7% of Funded Amount

Get The Working Capital You Need to Grow Your Business

Working capital loans are perfect for businesses with fluctuating revenue and lower credit scores. Offering broad usage, our working capital loans provide the speed, simplicity, and flexibility you need.

Every business owner runs into the need for cash from time to time. But where do you go to get it, especially when your bank won’t even consider your request?

There is a fast and easy solution for small businesses. There is no faster, or easier way to get cash for your business. Spend the working capital any way you see fit.

Payback is easy. There are no invoices or checks to write. We get paid back with a small fixed amount auto-debited from your business checking account either daily or weekly. And unlike with traditional lenders, there’s never a prepayment penalty.

You can apply in just a few minutes and you can receive your funds the same or next day.

This is fast, flexible financing, thanks to Momentum Capital.

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